389 ricoma beach road, bay city, MI 48706

Toes in the sand-welcome to your own piece of Michigan beach paradise! Nestled on a quiet dead-end road, this bayfront home offers serene waterfront living just a bike ride away from Bay City State Park and Tobico Marsh Nature Area. A concrete patio doubles as a seawall, providing the perfect lounge area to sip coffee and watch the sunrise over the water. Inside, the recently remodeled kitchen shines with granite countertops, in-cabinet lighting, new flooring, and an oversized pantry. The living room's gas fireplace complements the ever-present ambiance of the shorefront. The main-level flex room, wrapped in knotty pine walls and ceilings, creates a cozy retreat-ideal as a bedroom, family room, or guest space. The primary suite feels like a private oasis with a vaulted ceiling, remodeled bath, and sliding glass doors opening to a sunroom that can be enjoyed year-round. Practical touches include laundry on both the main and second floors. With a separate upstairs entrance, the home offers incredible flexibility for multi-generational living, or private guest quarters. Outside, enjoy a two-car garage, fenced yard, shed, and extra paved parking across the street-plus your own private road entrance for added seclusion. This bayfront home is the perfect blend of comfort, character, and coastal charm-a true Michigan treasure!

Water Name:  saginaw bay
Water Description:  Beach Front, Lake Front, Water Front, Lake/River Priv

IDX provided courtesy of Realcomp II Ltd. via American Associates, Inc. REALTORS and Saginaw Board of REALTORS®, ©2025 Realcomp II Ltd. Shareholders Listing By: Karma McGaw of Good Karma Homes, Phone: (312) 493-8031